The Significance of Personal Umbrella

What is a Personal Umbrella Policy?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

A personal umbrella policy is a liability insurance policy that takes over where basic liability policies leave off. Liability limits are generally higher with umbrella policies.

Why Should I Have One?

In today's world, adversity may rain on you unexpectedly. A personal umbrella policy increases your protection over other policies you may have, including: Automobile Insurance, Homeowners Insurance, Mobile Homeowners Insurance, Recreational Vehicle Insurance, Watercraft Insurance, Rental Property Insurance.

Liability Coverages Provided

Losses for which an insured becomes legally liable to pay as a result of bodily injury, personal injury or property damage anywhere in the world. Defense costs for lawsuite even if groundless, false, or fraudelent.

Our Personal Umbrella Policy is available with limits ranging from $1,000,000 - $5,000,000.